We work alongside individuals and families as a Personal CFO, helping them create, preserve and pass on wealth. We distribute mutual funds, Specialized Investment Funds (SIFs), Portfolio Management Services (PMS) and Alternative Investment Funds (AIFs), and support families with will and estate documentation through legal partners.

Yes. Rathi Wealth Private Limited is an AMFI Registered Mutual Fund Distributor and SIF Distributor (ARN-195840) and an APMI Registered PMS Distributor (APRN04392). You can verify our registrations on the AMFI and APMI websites. Full details are on our Registrations page.

We do not charge you a fee for mutual fund distribution. We receive trail commission from Asset Management Companies on investments made through us in Regular Plans; this is included in the scheme’s expense ratio. For PMS and AIFs, we receive distribution fees from the product manager. Details are on our Disclosures page.

Every mutual fund scheme has both. A Direct Plan has a lower expense ratio because no distributor commission is paid; you invest on your own. A Regular Plan includes distributor commission and comes with our ongoing service and support. Investments made through Rathi Wealth are in Regular Plans.

No. We are distributors, not SEBI-registered Investment Advisers. Any recommendation we make relates to the products we distribute and is based on an assessment of your risk profile and the suitability of the product for your goals.

Individuals, families, professionals, business owners and retirees who value discipline, transparency and long-term thinking over short-term noise.

Mutual fund SIPs can start with small monthly amounts, as set by each scheme. SEBI prescribes minimum investments for other products: ₹10 lakh for SIFs, ₹50 lakh for PMS and ₹1 crore for AIFs (certain exemptions apply).

No. Mutual Fund investments are subject to market risks; please read all scheme related documents carefully. Past performance may or may not be sustained in future, and no product we distribute assures or guarantees returns.

Start a conversation with us on WhatsApp at +91 88173 58846 or through our Contact page. We begin by understanding your goals and completing your KYC and risk profile.

Clients can view their portfolio anytime through our secure Client Login.

We collect only what is needed for KYC, transactions and service, and share it only with the entities required to process your investments. Read our Privacy Policy for details.

Email service@rathiwealth.in or call +91 88173 58846. We acknowledge every complaint within 2 working days. The full escalation process is on our Grievance Redressal page.