Wealth
For
Generations

Transforming Dreams Into Reality

Founder's Desk

Umesh Rathi

MD & CEO

Rathi Wealth was founded with a deep belief: financial planning and wealth management are not just about managing money; they are about transforming lives. In the early 2000s, while working with one of India’s leading broking firms, Umesh Rathi witnessed a critical gap in the industry. Financial services were largely focused on selling products, but what people truly needed was guidance—personal, holistic and purposeful.

Determined to make a meaningful difference, Umesh became Central India’s first Certified Financial Planner (CFP) in 2008. Every step he took thereafter was driven by a single mission: to address real-life challenges and deliver solutions that genuinely create impact.

Chartered Wealth Manager (CWM): To craft thoughtful, personalised strategies that help individuals grow and preserve their wealth.

Certified Trust and Estate Planner (CTEP): To protect families’ hard-earned assets and ensure their legacies endure across generations.

Certified Life Coach (CLC): To integrate life coaching with financial planning, empowering clients to align their money with their purpose, values and dreams.

On 2nd December 2021, Umesh laid the foundation of Rathi Wealth—envisioning more than a financial services firm. He envisioned a lifelong partnership with individuals and families, empowering them with the clarity, confidence, and tools to live a financially secure, independent, peaceful, and meaningful life.

Today, Rathi Wealth works alongside hundreds of families, helping them transform aspirations into direction and dreams into thoughtfully planned realities.

We don’t just help create wealth.

We inspire futures, protect families, and enable dreams.

Umesh Rathi

MD & CEO

Rathi Wealth was founded with a deep belief: financial planning is not just about managing money; it’s about transforming lives. In the early 2000s, Umesh Rathi, while working with one of leading broking firms, witnessed a critical gap in the industry. Financial services focused on selling products, but what people truly needed was guidance—personal, holistic, and purposeful.

Determined to make a difference, Umesh became Central India’s first Certified Financial Planner (CFP) in 2008. Every step he took afterward was driven by a mission to address real-life challenges and deliver impactful solutions:

CWM (Chartered Wealth Manager): To craft personalized strategies that help individuals grow and preserve their wealth.
CTEP (Certified Trust and Estate Planner): To protect families’ hard-earned assets and ensure their legacies last for generations.
CLC (Certified Life Coach): To merge financial planning with life coaching, empowering clients to align their money with their life’s purpose and dreams.

On 2nd December 2021, Umesh laid the foundation of Rathi Wealth, envisioning more than a financial services firm—he envisioned being a lifelong partner for individuals and families, empowering them with the clarity, confidence, and tools to live a financially secure, independent, peaceful and meaningful life.

Today, Rathi Wealth is a partner for hundreds of families in turning their aspirations into achievements and dreams into reality.

We don’t just help create wealth ; we inspire futures, protect families, and enable dreams.

We Help You With

Maximizing your financial potential, together.

Offering you tailored financial solutions designed to empower you on your financial journey. Whether it’s crafting a comprehensive financial plan or offering strategic investment advice, we’re here to guide you every step of the way toward achieving financial freedom.

Discover how we can support your financial journey, the step-by-step process we follow, and who can benefit most from our expertise.

Maximizing your financial potential, together.

At Rathi Wealth, we approach wealth as a responsibility—one that deserves structure, discretion, and long-term thinking.

We work alongside families as a Personal CFO, quietly overseeing the full breadth of their financial affairs. From establishing strong foundations and disciplined growth to ensuring continuity across generations, every decision is guided by patience, perspective, and purpose.

Our process begins with understanding—not markets, but families; not numbers, but what those numbers are meant to protect. From there, we design integrated financial frameworks that bring clarity, order, and confidence to even the most complex situations.

This is not about acceleration.
It is about alignment.

Not about transactions.
But about stewardship that endures.

Explore our philosophy. Understand our process. See who we serve.

"Increasing Your Probability Of Achieving Early Financial Independence"

"Increasing Your Probability Of Living A More Peaceful Life"

Our Offerings

Comprehensive one stop solution for all your financial needs

Explore our comprehensive range of financial products, thoughtfully crafted to enhance your wealth-building journey. From tailored investment strategies to cutting-edge savings solutions, we equip you with the tools to achieve your financial aspirations with confidence.

Dive into the wide array of personalized financial solutions we offer and find the perfect fit for your unique goals.

Comprehensive one stop solution for all your financial needs

Dive into the wide array of personalized financial solutions we offer and find the perfect fit for your unique goals.

About Us

Rathi Wealth was founded on a simple belief: wealth should be structured, purposeful, and empowering—not confusing or stressful.

We work as our clients’ Personal CFOs, bringing clarity, discipline, and long-term thinking to every financial decision. Our role goes far beyond products or performance—we design integrated wealth frameworks where protection, growth, and legacy work together, so wealth serves life, not the other way around.

Guided by our Wealth Pyramid philosophy, we build from the foundation up:
security before growth, clarity before complexity, and intention before accumulation.

We serve a select group of individuals and families who value discretion, depth, and long-term alignment over noise and novelty—people who understand that serious wealth requires serious thinking.

Every relationship we build is anchored in three principles:
uncompromising ethics, absolute transparency, and long-term alignment.

This is not about chasing returns.
It is about building stability, freedom, and generational continuity.

Join us in your journey of aligning wealth with purpose and long-term peace of mind.

Featured In :

At Rathi Wealth, we redefine financial empowerment, going beyond the traditional method by seamlessly blending exceptional financial services with life coaching. This unique approach ensures your wealth aligns with your aspirations, unlocking your full potential and helping you achieve holistic financial well-being.

With a legacy of trust, deep expertise, and an unwavering commitment to your success, we provide personalized solutions that go beyond numbers—focusing on your values, goals, and dreams. Guided by the highest ethical standards, we empower you with clarity and confidence, ensuring every decision we make serves your best interests.

Together, let’s transform your financial aspirations into a vibrant, fulfilling and prosperous reality.

Join us in your journey towards financial success, and let us guide you to a brighter and more secure tomorrow.

Featured In :

Lead By Experience, Trust and Collaborative Efforts

“Empowering Dreams, Nurturing Prosperity"”

"Client's growth is our growth"

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Lead by Experience, Trust and Collaborative Efforts

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Why Work With Us

Ethics At Heart

Regulatory Compliance And Ethical Standards

Experience And Expertise

Customised Solution

Comprehensive Wealth Coaching

Why Work With Us

Ethics At Heart

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Know For What We Stand By

Client Testimonials

Know what our happy clients have to say about us

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 4.5/5

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 4.5/5

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 5/5

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Investor Awareness Programe

Join our Investor Awareness Program designed to build clarity, judgement and confidence in financial decision-making.

With over 70 thoughtfully conducted workshops, we have engaged with corporates, institutions, professional groups and private forums—delivering tailored sessions that focus on personal finance, real-world scenarios, and long-term financial thinking.

Each session is practical, focused, and interactive—ensuring participants leave with clearer understanding, sharper perspective, and their key questions addressed.

Learn more about the program.

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Frequently Asked Questions

We got all your queries answered

How can I create a financial plan tailored to my family's needs?

Our experienced advisors will work with you to understand your family’s financial goals, assess your current situation, and develop a customized financial plan to help you achieve long-term security and prosperity.

What are the best investment options for Indian families?

We offer a range of investment options, including mutual funds, fixed deposits, real estate, and government schemes, tailored to suit Indian families’ risk tolerance, financial goals, and time horizon.

How can I ensure financial security for my children's education?

Our experts will help you create a dedicated education fund, exploring options like systematic investment plans (SIPs), child education plans, and education loans to ensure your children’s educational needs are met.

What steps can I take to protect my family from unforeseen circumstances?

We provide comprehensive risk management solutions, including life insurance, health insurance, and emergency funds, to safeguard your family’s financial well-being in the face of unexpected events.

How can I plan for retirement to maintain our lifestyle in our golden years?

Our retirement planning services help Indian families create a retirement corpus through strategies like provident funds, pension plans, and systematic investment plans (SIPs), ensuring a comfortable lifestyle post-retirement.

What role does tax planning play in managing our family's finances?

Our tax experts will help you optimize tax savings through strategies like tax-saving investments, deductions, and exemptions, ensuring compliance with Indian tax laws while maximizing your family’s wealth accumulation.

Have More Questions ? We Got You Answered